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    Unleash the Power of Digital Credit

    Drive End-to-end Credit Management with Intellect Digital Lending

    End-to-end Credit Lifecycle Management

    With Intellect Digital Lending, Banks and Financial Institutions offer

    0x

    Growth in Origination Volume

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    Reduction in Past-due and Written-off Loans

    0 Degree

    view of your customer credit portfolio

    An all-in-one lending platform for comprehensive digital credit transformation

    Intellect Digital Lending (IDL) is a cutting-edge digital credit management system designed to meet the ever-changing needs of credit seekers and financial institutions alike. The comprehensive digital lending software empowers financial institutions (FIs) to seamlessly offer both commoditized and specialized credit products across diverse business segments, including Retail, Corporate, SME, and Agri. With Intellect Digital Lending, FIs can navigate the digital landscape with confidence, ensuring a streamlined and efficient approach to meeting the evolving demands of the credit market.

    Embracing the ‘Always On, Always Aware’ concept, IDL enables banks to provide a truly digital, real-time solution to their customers. Real-time, informed credit decisions empower banks to grant customers a 360-degree view of their credit portfolio. Following a DIY principle, the system allows banks to create their products on-the-fly, ensuring flexibility anytime, anywhere. The fully automated, robust architecture of IDL guarantees a lower cost of operation by driving enhanced efficiency.

    abon

    “The unique Commercial Loan  Origination platform enables YES  BANK to extend commercial lending  products and services with versatile  integration capabilities through  open APIs.”

    Anup Purohit,

    ChieInformation Officer, YES BANK

    “The new platform will provide us  with strength and the opportunity  to accelerate our processes for  innovation, product development and go-to-market.”

    CEO, Resurs Bank

    Benefits

    Become Future-Proof, Risk-Proof, Compliant and Profitable

    Seamless Onboarding Experience

    • Omni-channel Origination 
    • API-Based Origination
    • Digital Data Aggregation
    • Zero Touch Documentation

    Reduce Time to Market

    • Powerful Product Configuration Engine
    • Superior Flexibility in Amortization
    • Loan Restructuring & Modifications
    • Exhaustive Loan Parameters

    Minimise Credit Risk

    • Centralized Real-Time Monitoring 
    • Multi-Dimensional Exposure View 
    • Single View of Borrower’s Exposure
    • Real-Time Margin Tracking

    Minimise Collections

    • Real-Time Loan Performance Analysis
    • Intuitive Collection Score
    • Personalized Follow Up
    • Customer-Centric Strategies

    Better Credit. By Design

    Expand and extend your credit experiences with the ability of our platform to converge multiple elements in the ecosystem

    Start Your Journey with Unified Lending