What if your business could achieve near-zero defects with a solution that boosts performance by 50%?
How much faster could you adapt to customer needs with a platform that delivers 10x faster than competitors?
What if your organization could automate 70% of its operations, reducing manual intervention and increasing efficiency?
What would it mean to scale your business with a 25% revenue growth while maintaining 40% margins each year?
How would real-time analytics, powered by AI, increase your decision-making accuracy by 30%?
Can you reduce post go live Customisation costs by 50%?
Can your 10 year TCO be reduced by over 35%?
eMACH.ai:
The most comprehensive, composable & intelligent Open Finance Platform
Zip coded 329 Microservices, 550 events and over 1757 curated assets
Transformation. With eMACH.ai
Transform your Bank’s enterprise systems with eMACH.ai, the most comprehensive, composable & intelligent Open Finance Platform
Connected Composability.
Enhance customer experience across various channels
Experience Design with iTurmeric
Human in the loop.
AI-inside with near autonomous operations by integrating connected intelligence
Decision-grade intelligence with Purple Fabric
![](/wp-content/uploads/2024/12/1.png)
eMACH.ai
‘The First Principles’ Thinking based most comprehensive, composable and innovative Open Finance Platform
This intelligent open finance platform keeps a bank’s customer in focus, the
events in their financial journey, created
by bank operations or generated by regulators and
compliance. Financial institutions can orchestrate their offerings
based on these events to
ensure customer satisfaction and regulatory compliance.
![round-img](/wp-content/uploads/2024/12/e1.png)
386
Microservices
![round-img](/wp-content/uploads/2024/12/e2.png)
2015
APIs
![round-img](/wp-content/uploads/2024/12/e3.png)
650
Events
All products from Intellect have been built with eMACH.ai design principles, thus helping Banks and Financial Institutions with agility, flexibility and composability, keeping the customer at the centre.
eMACH.ai
‘The First Principles’ Thinking based
most comprehensive, composable and innovative Open Finance Platform
Intellect’s First Principles Thinking-based Enterprise Connected Intelligence Platform, eMACH.ai, enables financial institutions to build future-ready technology solutions that provide a significant global competitive edge.
This intelligent open finance platform keeps a bank’s customer in focus, be it retail, HNI, SME, or corporate, the events in their financial journey, events created by bank operations or events generated by regulators and compliance. Financial institutions can orchestrate their offerings based on these events to ensure customer satisfaction and regulatory compliance.
All products from Intellect have been built with eMACH.ai design principles, thus helping Banks and Financial Institutions with agility, flexibility and composability, keeping the customer at the centre.
![eMACH](https://www.intellectdesign.com/wp-content/uploads/2024/04/Dubai-Branding-eMACH-4-1.png)
Business Impact Stories
![abon](https://intellect.design/wp-content/uploads/2024/10/webinar-bg.jpg)
Omni-channel banking experience for Utkarsh Small Finance Bank
The bank is able to provide a better service through Intellect Core Banking integrated with Internet and Mobile banking applications...
Read Story01
![abon](https://intellect.design/wp-content/uploads/2024/10/webinar-bg.jpg)
Driving Digital Transformation for a subsidiary of Santander UK
Designed on a formidable Digital 360 approach, Intellect Digital Core delivered the best of both worlds to Cater Allen
Read Story02
![abon](https://intellect.design/wp-content/uploads/2024/10/webinar-bg.jpg)
Intellect Powers CDB Sri Lanka’s Award-winning Digital Banking
From a canned set of apps to quick implementation to progressive additions to their product arsenal, CDB’s digital journey has been a line-up of highlights
Read Story03
![abon](https://intellect.design/wp-content/uploads/2024/10/webinar-bg.jpg)
Intellect fuels aggressive growth for YES Bank
Intellect's solution offered to YES Bank keeping in line with top two strategic criteria: Customer Centricity and Competitive Superiority
Read More04
Journey of Intellect
-
Incorporation of Polaris Software Lab Ltd
1993
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Operations set up in USA
1996
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First Overseas Development Centre commissioned for Citibank
1997
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Wholly owned subsidiary found in UK
1998
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Polaris IPO – oversubscribed by 21 times
1999
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World’s First CMMi Level 5 company
2001
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Polaris-Orbitech merger (subsidiary of Citigroup). Acquisition led to 57 product IPR being transferred
2003
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Inauguration of FT8012 Design Center in Chennai
2013
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Demerger of Polaris and Listing of Intellect, a Polaris Group Company, in BSE and NSE
2014
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Intellect crossed 1000 Cr mark in revenue
2018
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Intellect achieved Unicorn status in 7 years since it got demerged out of Polaris
2021
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Intellect is ranked globally #1 yet again in six categories in the IBS Intelligence Sales League Table since 2017
2022
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eMACH.ai - The World's Largest, Most Comprehensive, Composable and Contextual Open Finance Platform
2023
Intellect offers a full spectrum of banking and insurance technology products embedded with AI through four lines of business: Global Consumer Banking, Global Transaction Banking, IntellectAI and Digital Technology for Commerce
![Intellect](/wp-content/uploads/2024/10/1-cb.jpg)
Corporate Banking
More than 60% of world's top banks #winwithiGTB
🞂 Transforming Digital Banking for the Future 🞂 Composable, Contextual & Hyperscale Architecture Read More![Intellect](/wp-content/uploads/2024/10/2-rb.jpg)
Consumer Banking
Digital-first strategies for rapid innovations
🞂 Onboard customers in under 3 minutes 🞂 Ranked Number 1 In Retail Banking Read More![Intellect](/wp-content/uploads/2024/10/3-iw.jpg)
Insurance & Wealth
A suite of contemporary artificial intelligence
🞂 Trust and Compliance through a Multi-Agent approach 🞂 AI-Focused Security Shield Read More![Intellect](/wp-content/uploads/2024/10/4-pc.jpg)
Procurement & Commerce
Innovative Procurement, Payments & Retail solutions
🞂 Eliminate duplication and discrepancies by up to 98% in invoice processing 🞂 Making the Complexities Incredibly Simple Read MoreTransformation. With eMACH.ai.
The most Comprehensive, Composable and Intelligent Open Finance Platform.
Codeless & Unified Digital Engagement Platform with embedded AI.
Human in the loop AI-Inside with near Autonomous Operations
![Intellect](/wp-content/uploads/2024/10/home2/section-2/bg.png)
Intellect Design Arena Ltd is the world’s largest cloud-native, future-ready, multi-product Enterprise FinTech Company for leading organisations - banks, insurance, wealth, credit unions, capital markets and corporates. Intellect offers a full spectrum of banking and insurance technology products through four lines of business: Global Consumer Banking, Global Transaction Banking, IntellectAI and Digital Technology for Commerce.
Over 300 customers spanning 57 countries
More than 60% of the World’s Top Banks partner with Intellect
Design Thinking-led approach tailored to the Banking & Financial Services sector
Engage, Innovate, Transform: Events & Webinars
Join Intellect’s AI Bootcamp! Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
You will learn Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.:
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Join Intellect’s AI Bootcamp! Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
You will learn Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.:
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Join Intellect’s AI Bootcamp! Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
You will learn Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.:
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Enduring Trust
Leading Global, Regional and Challenger Financial Institutions rely on Intellect
6/10
Top North American Banks
10/15
Top Middle Eastern Banks
7/10
Top South East Asia & ANZ Banks
9/10
Top European Banks
13/15
Top Indian Banks
insights
Engage, Innovate, Transform: Events & Webinars
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![](https://intellect.design/wp-content/uploads/2024/11/Thumbnail_Saudi-Retail-Forum-2024.jpg)
Bronze Sponsor Saudi Retail Forum 2024
Discover how a composable banking approach empowers financial institutions to adapt…
Read More!