Intellect Design
Adopt Zero-waste Architecture
A First-Principles Design Philisophy
Intellect has applied First Principles Thinking and The Principle of Finiteness to design Zero Waste Architecture using 386 Microservices, 650 events and 2015 APIs to drive Composable Customer needs that are aligned solutions, rather than hundreds of products.
eMACH.ai, the Open Finance Platform from Intellect, helps financial institutions build future-ready solutions with an open, intelligent platform that enhances customer experiences, optimizes operations, and drives agility, automation, and data-driven decisions to stay competitive.
The surer path to sustainable banking transformation with eMACH.ai

Direct to Corporate
Learn more- Accounts Payable
- Government & Corporate Procurement
- Retail Solution
Direct to Corporate

‘First Principles’ Thinking based Most Comprehensive, Composable and Intelligent Open Finance Platform
This intelligent open finance platform keeps a bank’s customer in focus, the events in their financial journey, created by bank operations or generated by regulators and compliance. Financial institutions can orchestrate their offerings based on these events to ensure customer satisfaction and regulatory compliance.
All products from Intellect have been built with eMACH.ai design principles, thus helping Banks and Financial Institutions with agility, flexibility and composability, keeping the customer at the centre.

386
Microservices

2015
APIs

650
Events
Business Impact Stories
Transformation. With eMACH.ai.
Codeless & Unified Digital Engagement Platform with embedded AI.
Human in the loop AI-Inside with near Autonomous Operations
325 Leading Global, Regional and Challenger Financial Institutions across 57 Countries rely on Intellect















Dec 26
Experience the power of AI/ML in optimising your Accounts Payable Processing workflow with Magic Invoice
Webinars
Discover the benefits of 28 AI models for exception handling and 100% accuracy in data…
Jan 15
Digital
Symposium
Events: Upcoming
Intellect, in partnership with PwC India, will participate in the Digital Symposium in Mumbai. Ramanan...
Jan 22
Transforming Accounts Payable with AI: Boosting Efficiency, Accuracy and Process Automation
Webinars
About the webinar In a world filled with increasing process complexity, our webinar focuses on…
Engage, Innovate, Transform: Events & Webinars
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
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Bronze Sponsor Saudi Retail Forum 2024
Discover how a composable banking approach empowers financial institutions to adapt…
Read More!
2025 National Conference and Trade Show for Canada’s Credit Unions
Halifax, Nova Scotia
May 11-14, 2025

Intellect Oxford School of Wholesale Banking
London
May 21-23, 2025

EBA Day
Paris, France
May 27-28, 2025

Datos Insights 2025 Commercial and Small Business Banking Forum
New York, USA
October 15, 2025

AFP 2025
Boston, USA
October 26-29, 2025